B.E.S.T. Inc

The company was founded in 1982 with the mission of providing business software at affordable prices, while at the same time maintaining the highest possible quality in its products and services. Nearly two decades and $20 Million have been invested in creating B.E.S.T.'s premier Financial Point of Sale Software (embodying several thousand man years of experience). With over 4,000 installations worldwide, we offer exceptional reliability and diversity.



" To help the underbanked and unbanked everywhere. "

Core Values

  • Affordable Business Software
  • Providing After-Sale Service
  • Create Intuitive Software
  • Work Smart & Build Value
  • Focus On Quality Service
  • Client Driven Products



Our software package is a collection of powerful modules. 95% of your work is done from one easy-to-use screen. It allows check-cashers to run easily and profitably. Below, and on the following pages, you can find some of the many things that can be done by these modules.


Using our technology helps you know your customers and organize their database with ease. You will also experience a speed up in transactions and reduction in workload errors. With real-time information you can increase your business by helping you provide fast customer service.


Our services and software are valuable to a variety of businesses such as: currency exchanges, grocery, supermarkets, casinos, gaming rooms, gas stations, general retail stores, money order Companies and many more! Our software is truly flexible and convenient.


We develop innovative solutions to meet our client’s diverse needs. From physical reloadable cards to virtual non-reloadable, we span the full gamut of possibilities.


A social media giant was looking to create an effective employee incentive card that the company could administer on its own. Also, we designed the program so that card funds could be redeemed only at specified retail locations that the company wanted to promote.


A pharmaceutical company needed a way to make it easier for patients on specific drug treatments to purchase the drug at a pharmacy at a reduced cost. We developed a specialized card that patients could take to the pharmacy checkout and get individualized pricing according to their insurance plan.


A Fourtune 500 company was discontinuing its game card program and needed a way to reimburse customers their unused card balances. We came up with a solution to reimburse these customers through a Virtual Visa card that was emailed ot them. Funds on the virtual card could be redeemed by shopping online.


Our check cashing module is made for single stores or multi-locations with high-volume transactions


Online Check Network

Our check verification service matches all checks cashed at any merchant within our database. Our verification prevents a check from being cashed more than once and provides that merchant this information.


Valid Bank Accounts

The system checks if the bank account exists and is valid to use. A score is returned to the merchant and helps determine the validity of the account. It is information reported from participating banks all over the country


Automatic Check Processing

Each check cashed will be cross referenced to ensure the routing number on the check matches the bank and only one belongs to the routed financial institution. If the check does not match the system will notify the merchant of fraudulant.


Multi-Hardware Support

The software works with many hardware options. It is integrated with common check scanners, ID scanners, fingerprint readers, cash registers, and many more hardware options.




With over 30 configurable settings in our card set up application, you can design your card program exactly the way you want it. A host of controls are at your fingertips when you launch and even after you launch.



Our card set up application enables us to get your card program to market with lightning speed. But if your specific needs require additional software development work, our engineering team uses agaile development methodologies to make changes quickly.



Our systems meet the highest PCI-DSS compliance standards, keeping our customer data secure. And keeping you worry-free.



As an option wew can provide an Admin Portal for you to create new card accounts, manage user accounts, and perform general administrative functions.


Our Financial Kiosk is a Standalone Financial Center!

Doing business with our financial kiosk platform is a new, exciting opportunity. We have come up with a comprehensive set of products and services to completely revolutionize the way people do business. Earn extra revenue by providing pre–paid services and more! No man-power required. Easy to maintain full service kiosk with endless possibilities. Reduce staff requirements and build your bottom line!

Prepaid Visa/MasterCard Debit Card Solutions: Our Prepaid Countertop Kiosk is a Teller or self-serve Terminal Solution that allows your business to simply add a Prepaid Card Business within your business to earn extra revenue and also to build new customer traffic. With this Module or KIOSK you will be able to Sell, Activate, and Service your customers as a LOADING AGENT for adding FUNDS to their existing accounts based on your customers selected payment method which may include one or more of these such as Cash, Checks, PIN Debit and Credit Card. Your business will also benefit from the added Loyalty and Rewards Program that can be easily added into this Prepaid Card to encourage your customers to do more business with you instead of your competition.

Card Program in a Box

Offering your customers your own private-label Visa debit cards can help your business add new customers, as well as retain your current ones with increased sense of loyalty. We provide a complete turnkey solution that includes our bank, BIN, Visa, TPP card program manager, and issuer processing services. "Card Program in a Box" allows you as a merchant to have your own private label (branded) prepaid debit card for a significiantly reduced startup cost.

Just a few of the key benefits

  • Elevate your brand & earn like a bank — Added bank-like revenue from existing and new customers help increase your profitability.
  • Added credibility — Visa brand brings instant trust to your loyalty program.
  • Simplify your loyalty and rewards program by offering what everyone wants, an instant cash rebate on every purchase. You can now offer your customers a percent cash back for purchases instantly loaded on your own custom-branded Visa prepaid card and mobile e-wallet, which you can set and manage.
  • Billboard in their pocket — Your custom-branded Visa prepaid card can be a constant reminder of your brand and business, and doubles as a loyalty card.
  • Know your customers, and build valuable marketing data — You get to collect valuable personal and demographic information from your customers and the products they prefer, which leads to improved customer retention.
  • Instant marketing — Embedded is your custom-branded marketing website and customer portal with smartphone app, plus an optional custom SMS short-code and keyword. This is the best and most affordable way to increase sales and profits.
  • Your branded store charge card — You can add other features and benefits such as instant small loans which can be added to your brand's Visa prepaid cards, that can only be spent at your stores and all without a credit check. Best of all, everyone qualifies for a card. (subject to ID verification)



  • Multilingual & Easy to Use
  • Stand alone Financial Kiosk
  • Accepts & Dispenses Cash & Checks
  • No Need to Maintain a Bank Account
  • Debit & Gift Card Purchase or Top Off


  • Drive and Earn from the Traffic
  • No Cashier Interaction = No Mistakes.
  • Process Transactions Instantly
  • Helps with Marketing / Branding
  • Digital Wallet Profits & Upsells


  • Check Cashing
  • Instant Issue Debit Card
  • Free Wire Transfers Worldwide
  • Bill Pay Domestically or Internationally
  • 100% Secure for Total Compliance


CEO Masis Sarkisian

CIO Sarge Sarkisian

CBO Luzelena Hincapie

COO John Wong

IT Support

Main Office:

Address: 1645 S. River Rd Suite 8
Des Plaines, IL 60018


Fax: 847-550-3774